Let Us Help You Navigate Medicare
If you’re unsure what your Medicare plan covers or are wondering whether you need a Medicare supplement plan, you’re not alone. Medicare can be confusing when you’re trying to figure it out on your own, but our agents at Prosperity Health Group are here to help.
Medicare 101
The Medicare coverage that most people are familiar with is health insurance coverage that’s provided by the government for those who are 65 and older. This health insurance coverage is also available for those with certain chronic conditions or disabilities, such as End-Stage Renal Disease (ESRD,) or ALS.
What many people don’t realize is that there are Medicare supplement plans for any expenses that Original Medicare doesn’t cover. While Medicare Parts A & B are available through the government, Medicare Supplement plans are available through private health insurance agencies like Prosperity Health Group.
Medicare Advantage
Medicare Advantage plans are for those already on Medicare. These plans cover additional expenses related to your health, such as dental expenses or prescription medication. Medicare Advantage plans are often affordable for those who qualify but there are more restrictions on what doctors and facilities you can go to. Our agents can help you determine whether a Medicare Advantage plan is right for you.
Medicare Supplement
When you need additional coverage that’s not provided by your Original Medicare plan, you might consider a Medicare Supplement plan. Like Medicare Advantage, Medicare Supplement plans must be purchased through a private health insurance agency.
If your Original Medicare plan covers a certain expense, your Medicare Supplement plan will cover it also. However, a supplement plan isn’t a good option for someone with medical expenses not covered by Original Medicare. If you need help determining whether a supplement plan is right for you, speak with one of our agents.
Part D
Medicare Part D is specifically for those who need prescription drug coverage. Some prescription drugs are covered by Medicare while others are not. A Part D plan can be purchased with your Medicare Advantage or Medicare Supplement plan depending on your needs.
Considering how many prescription drugs are out there, it can be tricky to navigate Part D coverage and determine which drugs are covered. Our experienced agents can help you find the right plan that covers all your medications.
Need Help Finding the Right Plan?
No matter what type of Medicare plan you need, our agents are here to help. Our agents are trained to identify your individual needs and help you find the right plan for your situation and lifestyle. Book an appointment with one of our agents today to find out what Medicare plan will help you live a healthier life.
